To best understand my sequence of thinking on the current state money, read these documents a in order of top to bottom of this page.
Start Here: This was written after reflecting on the U.S. response to the Pandemic.
These are my replies to responses to "Plain Speaking in Big Round Numbers" and led me to see the how Central Bank Digital Currency CBDC could be the solution.
This is a summary of why and how Central Bank Digital Currency may evolve.
Ray Dalio's interview sums up the current situation pretty well but he dismisses CBDC, perhaps because he is unaware of what it could possibly do.
Here are some other videos on this topic or tangential to it: